Insurance companies offer credits to consumers for two reasons: you have done something to lower your risk factor; or you are a valuable customer they do not want to loose! Not all of these credits are available from all companies nor are they all available in Texas, but these will show you reasons insurance companies give discounts or credits to their policyholders.

Account Credit - Auto/Home policy discount

Anti-lock Brakes

Anti-Theft Credit - alarm system

Car Pool Credit - company figures your car is exposed less

Defensive Driver Credit - the old 8 Hour Class credit to remove a speeding ticket. Now available on a one-for-one basis to rid your record of a speeding ticket before it gets posted!

Driver Training - Can't get your license in Texas without taking this

Forgiveness Credit - Company ignores first ticket or accident

Good Student Credit - company figures you are studying rather than driving around!

Loss Free Credit

Low Mileage Credit

Mature Driver Credit

Multi-car Credit

Passive Restraints

Renewal Credit

Student Away From Home Credit

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Last Update: 6/5/98 1:00 PM
Web Author: Wayne Northcutt