Umbrella or excessive liability coverage provides liability coverage for over and above what's covered by your auto, homeowner or other policy for personal liability and lawsuits. Such coverage can be purchased as an attachment to your policy or as a separate policy.

Excess Personal Liability / Umbrella Policies gives more information on umbrella liability and excess liability coverages.

As always, be sure to check with an independent insurance agent in your state to review your individual policy and coverages.

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Last Update: 8/17/98 2:00 PM
Web Author: Wayne Northcutt